Are you having difficulties financing unexpected medical expenses incurred from your trips to healthcare professionals due to the inadequate coverage of your primary insurance plan? With exceeding health care premium costs, it is becoming increasingly more challenging for individuals and families to continuously pay out of their pockets for hospital visitations and medications for what would seem like minor ailments. As such, individuals and families may choose to avoid consulting a doctor until an individual becomes critically ill or injured. Fortunately, supplemental health insurance can be an alternate solution that resolves this dilemma for many individuals and households. Learn more about what supplemental insurance is and what it can do for you.
Supplemental insurance is essentially a medical insurance plan that compensates for costs that surpass the minimum health care expenses. Depending on the specific supplemental insurance category you might be considering, purchasing supplemental insurance can either subsidize amounts that are not included in basic health care insurance plans or can contribute further medical reimbursements. The settlements you receive can be used to recompense for any unforeseen expenditures pertaining to existing health conditions and injuries that have yet to be claimed.
Supplemental insurance plans, in accordance with their respective sets of policies, issue disbursements to pay benefits to the insured. For instance, disease-specific insurance policies may yield a one-time cash benefit that aids in alleviating the insured’s taxing day to day payments relating to either experimental treatments, childcare and household help or living expenses. Hospital Indemnity Insurance operates under a slightly different set of procedures as one-time or weekly cash settlements are only issued if the insured has been hospitalized for a severe health or injury condition.
At Statewide Insurance in Rocky River, OH, we know that out of pocket costs for health care are at an all-time high. Our supplemental insurance programs can even cover serious illnesses including cancer, heart attack and stroke, all of which we pay directly to you and not to hospitals and doctors. This keeps you in control of your financial health, helps offset lost wages from work, travel expenses, room and board while you seek treatment, co-pays and deductible costs, and experimental drugs.
With the security of a supplemental insurance plan, you no longer have to prolong postponing important health checkups until something serious arises. You and your family will all able to receive appropriate health consultations without the lingering anxiety over unpaid expenses. Your household will even be covered for serious illnesses and the financial hardship associated with them. Now is the time to contact us about supplemental insurance for you and your family.
Ever since I had David do my taxes for me it makes tax season a breeze. I just give David all the necessary information needed, and he works his magic on getting it done. He knows how to make sure I am getting every tax break, even ones I didn't know about. Tax time becomes less of a worry when David handles it for me. He is efficient, honest, and timely. When it comes to taxes there are loads of commentators that talk a good game, but David makes it happen!
This year I decided to have our taxes done my Mr. Hornik at Statewide Income Tax. I didn't agree with last years taxes either so upon making the appointment, I was given a list of what to bring with me as well as my last year tax return. Mr. Hornik was very professional and polite, and he gave me an estimate as to when my taxes would be complete and when he could look over last years return. He was good to his word and promptly finished our taxes for a very modest price.
Statewide Benefits LLC has handled my personal and business health insurance needs for over 10 years now. David is quick, professional, and always makes me feel comfortable. He recently started handling my taxes and I couldn't be more pleased. I would recommend Statewide to all my friends. Thanks for all the hard work!
David did my taxes this year. I was not looking forward to the tedious task and he took care of it for me, quickly and efficiently. David is a great guy - he is approachable, helpful and friendly. Highly recommended!
David gives a personal touch to his clients. He takes the time to get to know their needs and educates them on all the aspects of the ever-changing insurance field. David is kind and genuine. You will feel like you are working with family.
To me, health insurance has always been very confusing for some reason. David is always willing to go above and beyond to make sure that he explains everything to me in a clear and understandable way. He values relationships and always puts his clients first.
David has been a pleasure to work with over the years. He goes above and beyond to make sure the insurance needs of our firm have been met. David is consistently thorough and diligent in finding the right policies for our small business. The customer service is top notch!
As a financial professional with nearly 20 years in the retirement plan industry, I have felt very comfortable completing and filing my parents and 4 siblings taxes since I could remember. In 2016, my father passed away and I felt a little in over my head with all the rules regarding his estate and reached out to David H. at Statewide Benefits for some last minute help. David quickly filed an extension which brought peace of mind to my mother and I - and then took care of everything!
Every since I had David do my taxes for me it makes tax season a breeze. I just give David all the necessary information needed, and he works his magic on getting it done. He knows how to make sure I am getting every tax break, even ones I didn't know about. David is efficient, honest, and timely. When it comes to taxes there are loads of commentators that talk a good game, but David makes it happen!